Why Subcloud is the best way to monetize your software
Introduction
Monetizing your software should be easy.
Subcloud is an open-source billing infrastructure platform designed specifically for developers who want to monetize their software without the complexity of traditional payment systems.
The speed at which Subcloud is executing on the financial infrastructure primitives the new world needs is very impressive
— Guillermo Rauch, CEO & Founder of Vercel
Merchant of Record
Leave billing infrastructure and international tax headaches to us.
We take on the liability of international sales taxes globally for you. So you can focus on growing your business instead of accounting bills.
- We handle VAT, GST, and sales tax in all jurisdictions
- EU VAT handling - Proper B2B reverse charge and B2C tax collection
- Automatic tax calculation - Real-time tax rates for every transaction
Developer Experience
Developer Ergonomics
We design our APIs & SDKs with developer ergonomics in mind. We put the developer experience in the front seat.
Developer Tools
We build developer tools that make it easy to iterate quickly and maintain systems effectively. We're not just building a billing system, we're building a platform that enables you to build your business.
Open Source
Subcloud is open source, licensed under the Apache 2.0 license. We believe that the best way to build a great developer experience is to build it with the community.
Follow the development on GitHubPricing
Cheapest MoR on the market
Subcloud is priced 20% cheaper than other MoR alternatives. 4% and 40¢ per transaction.
No Hidden Fees
While payouts may incur fees charged by the payout providers (such as Stripe), Subcloud does not add any extra fees or markup.
Why switch to Subcloud?
Integrate with 6 lines of code
We've gone the extra mile to build ergonomic adapters that plugs right into the most popular frameworks. If that isn't enough, our versatile SDKs allow you to integrate with Subcloud in any way you want.
Secure, robust & reliable payments
You can rest assured that your customers will be able to pay you securely and reliably. We've built a payment system that works for you, not against you.
We're deeply invested in your success
Subcloud is built by developers, for developers. We listen to your feedback, and we're always looking for ways to make it easier for you to succeed. We care.
Who else is switching?
Subcloud covers Stripe's 2.9% + 30¢ from our 4% + 40¢. Stripe's additional fees, like +1.5% for international cards, are passed through at cost.
We use Stripe rails for processing reliability and coverage. Processing ≠ the business layer. Subcloud is the MoR + billing + entitlements + unit-economics layer you'd otherwise build or buy on top of Stripe.
All payments are made to Subcloud as the Merchant of Record. We use Stripe Connect Express to make payouts across more countries than Stripe Payments supports directly.
Yes, EU B2B reverse charge is handled correctly under our MoR model, ensuring compliance with EU tax regulations.
We deliberately architect for continuity (Stripe on the inside) and provide import/export plus migration tooling, so you always retain a pragmatic exit path.
We run standard MoR/KYC reviews (typically within a week) and follow card-network norms: disputes cost $15 and gateway fees aren't refunded on refunds.
Ready to make the switch?
Join thousands of teams who have already transformed their payment infrastructure with Subcloud.